A belt can do more for a patterned skirt than a perfectly matched coat. It gives the eye a place to pause, dividing a dark brown belted coat from the movement below. That pause matters when a long skirt and black boots add length and visual weight to the outfit.
Placement is the real decision. A belt set near the natural waist can establish a clear waistline while leaving enough coat above and skirt below to read as separate shapes. Shift it higher, and the legs may appear longer; lower it, and the torso can seem extended. Neither position is inherently better. The useful test is whether the resulting proportions feel intentional when viewed from the front and side. A tightly cinched belt may create bunching, while one worn too loosely can leave the coat looking shapeless. A little adjustment changes the effect.
Color matching deserves less authority than it gets. The coat's dark brown provides a quiet field against which the skirt's pattern can register, while black boots give the hem a firm visual finish. The colors need not repeat exactly: their relative depth and the amount of each visible can be enough to make them sit comfortably together. Consider the hemline too. If the coat covers most of the skirt, a strip of pattern becomes an accent; if more skirt shows, it shares attention with the coat. Between those two readings sits the belt, a small line deciding how the whole outfit is seen.